Brought to you by AG Concepts

1  Use of this site

Ag Concepts Advisory Pty Ltd is the owner and operator of the Mecardo website.  Users of Mecardo agree to be bound by these Terms and Conditions, which are subject to change at Ag Concepts Advisory's sole discretion.  Your use of, and access to, the Mecardo site indicates your acceptance of these Terms and Conditions, as they exist at that time.

2  Security

Mercardo uses the eWAY Payment Gateway for its online credit card transactions.  eWAY processes online credit card transactions for thousands of Australian merchants, providing a safe and secure means of collecting payments via the Internet.

All online credit card transactions performed on this site using the eWAY gateway are secured payments.

  • Payments are fully automated with an immediate response.
  • Your complete credit card number cannot by viewed by Mecardo or any outside party.
  • All transactions are performed under 128 Bit SSL Certificate.
  • All transaction data is encrypted for storage within eWAY’s bank-grade data centre, further protecting your credit card data.
  • eWAY is an authorised third party processor for all the major Australian banks.
  • eWAY at no time touches your funds; all monies are directly transferred from your credit card to the merchant account held by Mecardo.

For more information about eWAY and online credit card payment, please visit

3  Subscribing

After subscribing, you will receive an email confirmation from Mecardo.  We will normally confirm receipt of your subscriptionwithin a few minutes of ordering. 

If you wish to query a subscription, please contact us at

4  Cancellations

Please contact us at or call 1300 987 742 if you wish to cancel your subscription.

a.  Ongoing monthly subscriptions

Your monthly subscription will renew each month on the monthly payment date until you cancel.  Your credit card will be charged the monthly fee on the monthly payment date.  If your card cannot be charged, your subscription will be suspended and we will contact you to update your card information before resuming your subscription.

You may cancel an ongoing monthly subscription at any time.  

b.  Annual subscriptions

Your annual subscription will renew automatically each year on your subscription anniversary date until you cancel.  Your credit card will be charged the annual fee on the anniversary date.  If your card cannot be charged, your subscription will be suspended and we will contact you to update your card information before resuming your subscription.

5  Intellectual Property rights

All intellectual property in relation to content on this website belongs to Ag Concepts Advisory Pty Ltd (ACA).  All content on this website is protected by Australian intellectual property laws.  You may not do anything which interferes with or breaches those laws or the intellectual property rights in the content.

You may view content and print a copy of material on this website for personal, non-commercial use provided you do not modify the content in any way.

You must not otherwise reproduce, adapt, store, transmit, print, display, publish or create derivative works from any part of the content or design of this website except with ACA’s prior written consent or as permitted by applicable copyright legislation.

ACA reserves the right to remove any content from the website in its sole discretion.

6  Liability & indemnity

Where possible, care is taken to ensure the accuracy of the information contained on this website.  However, ACA, including its directors, officers, employees and agents, will not be liable to you for any losses, damages, liabilities, claims or expenses you incur arising from your use of this website, subject only to the following paragraph.

Liability of ACA for any breach of a term or condition implied by law is limited, at ACA’s discretion, to the supply of any service again or the payment for the cost of having any service supplied again.

ACA does not warrant that the material or functions contained in the website will be uninterrupted, error free or free of viruses or bugs.

7  Third party links

Mecardo may establish relationships with third party distributors allowing visitors to Mecardo to link directly to sites operated by these other parties. Links to these third party sites do not constitute endorsement or approval by Mecardo of the content, policies or practices of those sites.  Once you have left our site via such a link, you should check the applicable privacy policy of the third party site.

8  Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of New South Wales, Australia.


Mecardo information is provided to assist in your marketing decisions. It contains a range of data and views on the current market. It is not intended to constitute advice for a specific purpose. Before taking any action in relation to information contained within this report, you should seek advice from a qualified professional. The information is obtained from a variety of sources and neither Mecardo nor Ag Concepts Advisory will be held liable for any loss or damage whatsoever that may arise from the use of information or for any error or mis-statement contained in this report. 


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